System overview (public view)
The Business API is a single product surface. It provides quotes, instructions, and plans. Execution (signing and broadcasting) happens in your infrastructure. Digital Collect includes a recipient-facing web experience: recipients open an email link, choose where they want to receive funds, and provide the required details (wallet, bank, or eMoney).Quotes and swaps (plan-only)
Swaps with the Client Node (coming soon)
The Client Node is an optional, self-hosted component that can execute swap instructions locally.Payments (standard)
Payments return a multi-step plan. In standard mode, the plan typically includes: await deposit, execute swap, and coordinate payout.Payments (Digital Collect)
In Digital Collect mode, recipients complete a short web flow to choose how they want to receive funds.Who executes?
- Direct integration: you call the Business API and receive instructions and plans; you sign and broadcast using your own infrastructure.
- Client Node (coming soon): you call your self-hosted Client Node; it fetches plans from the Business API and executes locally, returning receipts.